Simple, Local Banking Built Around You
Account Options
Your checking account should make everyday banking easier—not more complicated. At Columbus Bank and Trust Company, we offer personal checking options designed to fit the way you live, spend, save, and manage your money.
As a locally owned community bank, we take the time to understand our customers and provide the kind of service you can count on. Whether you are opening your first account, looking for convenient digital tools, or wanting a banking relationship with people who know your name, CBT is here to help.
CBT Checking
- No Minimum to open account
- No minimum balance requirement
- No monthly fee with eStatements
CBT Premier Checking
- Minimum deposit $2,500.00 to open
- Minimum balance of $2,500.00 to earn interest
- Earns interest on daily balance for the period (subject to current rate)
CBT Money Market
- Minimum deposit $10,000.00 to open
- Minimum balance of $5,000.00 to earn interest
- No monthly fee with eStatements
- Capability to write checks
- Withdraw, transfer, or write checks up to 6 times per month. Fees may apply if limit is exceeded