Home Equity Lines of Credit
Flexible Access to the Equity in Your Home
Your home can be a valuable financial resource. With a Home Equity Line of Credit from Columbus Bank and Trust Company, you can use the equity you have built in your home to access funds when you need them.
Whether you are planning home improvements, covering unexpected expenses, consolidating debt, or preparing for future needs, a HELOC gives you flexibility and convenient access to financing backed by local service.
CBT is proud to be Customer Focused, Community Minded and LOCALLY Owned.
What Is a Home Equity Line of Credit?
A Home Equity Line of Credit, often called a HELOC, allows you to borrow against the equity in your home through a revolving line of credit. Instead of receiving all funds at once, you can access money as needed, up to your approved credit limit.
This makes a HELOC a flexible option for expenses that may happen over time, such as ongoing home projects, repairs, or other personal financing needs.
