Business Checking Accounts
Local Banking Built for Local Business
Your business needs a checking account that works as hard as you do. At Columbus Bank and Trust Company, our business checking accounts are designed to help you manage daily cash flow, simplify transactions, and keep your business moving forward.
Whether you are starting a new business, managing an established company, operating a nonprofit, or growing your organization, CBT provides business banking solutions backed by local service and personal support.
Timely, accurate statements give you a complete record of receipts, disbursements and daily cash balances. Formal account analysis may be conducted when applicable.
CBT is proud to be Customer Focused, Community Minded and LOCALLY Owned.
Business Checking Account
A monthly earnings credit will be calculated each monthly cycle on the daily average balance of your account using a 365 day basis and an earnings credit factor of $0.10 per $100.00 average daily balance.
Each monthly cycle the earnings credit will be applied toward elimination of the maintenance fee & item paid fee with no carryover, and may not exceed the total of the maintenance fee plus the per item paid fee (over 75 items).
| Monthly Maintenance | $5.00 |
| Per item paid (over 75 items) | $0.10 |
| Return Deposit per Item | $5.00 |
| Overdraft per Item | $30.00 |
| Non-Sufficient Fund per Item* | $30.00 |
Ask for a full account disclosure before opening an account.
*A single item can incur multiple fees if presented multiple times.
CBT Money Market
- Minimum deposit $10,000.00 to open
- Minimum balance of $5,000.00 to earn interest
- No monthly fee with eStatements
- Capability to write checks
- Withdraw, transfer, or write checks up to 6 times per month. Fees may apply if limit is exceeded