COVID-19

 CARES Program
 

To our customers, business owners and friends,

We truly understand that your daily operations and finances have been impacted during this unprecedented time. We’re committed to you and our community. Therefore, we would like to share important information regarding Columbus Bank and Trust Company CARES program.

1.Paycheck Protection Program - Columbus Bank and Trust Company will help small businesses by providing these loans! Although we expect additional changes, below is an attached application that reserves your space in line to apply for this great program. In addition, please provide 2019 tax return (if completed) and/or documentation of payroll expenses. We have attached a payroll calculation worksheet for your convenience which will help you calculate your maximum loan amount. Please send these ASAP to cbtloan@colbank.com.

The $2 trillion economic relief plan approved by the Senate and House will provide $350 billion in loans for small businesses to cover salary, wages and benefits, worth 250% of an employer's monthly payroll, with a maximum loan of $10 million. The new law gives the SBA about 4 weeks to provide instructions to banks, we will continue to share details with you as they are available.

2.Economic Injury Disaster Loan (EIDL) Assistance – this is an SBA direct loan. The SBA is offering direct economic disaster loans to help with the effect of COVID-19. SBA disaster assistance customer service center can be reached at 1.800.659.2955 (TTY 1.800.877.8339) or disastercustomerservice@sba.gov To Apply visit the website: https://www.sba.gov/funding-programs/disaster-assistance

It is important that you contact us at cbtloan@colbank.com or contact your Columbus Bank and Trust Company Lender and let us know if you will need access to the Paycheck Protection Program. We anticipate a huge demand for loan funds and want to be sure your application is in line for approval to receive funds as soon as possible.

Please note, borrowers may receive relief with the paycheck protection program or the disaster loan assistance, but not both.

Coronavirus COVID-19 Resources & Columbus Bank and Trust Company Updates:
We continue to be here for you. We will keep you updated on changes and available resources on our
website. Be sure to visit www.colbank.com for the most up-to-date information. Be well and stay safe. This is a difficult time, but we are here for you.

Sincerely,

Craig Mickey, Senior Vice President
Justin Groteluschen, Vice President

COVID-19 Update

Nothing is more important than the safety and health of our customers and employees.  Columbus Bank and Trust Company believes in proactively addressing the effects of the Pandemic event by implementing the following social distancing procedures.  The purpose of social distancing is to reduce the frequency, proximity and duration of contact between people to reduce the spread of contagious diseases.  Individuals that remain more than 6 feet apart from each other are not likely to exchange infectious droplets.

The following procedures will be posted at the main entrances to the Bank and are intended to protect our customers and our employees so we may continue to offer our services to you.

• No access will be granted into our buildings without prior arrangement.  Please call 402-564-1234 to set up an appointment.
• To reduce the need to leave your home, please call the bank for a transfer, etc. You may access your account balances, transactions, and other important detail through our Online Banking or through our Mobile Banking services.
• For basic deposits please use the night deposit box or our Colbank Mobile banking app.
• For basic withdrawals please use an ATM machine.
• For banking needs requiring assistance, please use our drive-thru windows.
• When possible, please conduct business during times of low volume.
• No handshaking or other physical contact during appointments.

We apologize for any inconvenience this may cause you and thank you for allowing Columbus Bank and Trust Company to service all of your banking needs.  Please do not hesitate to contact Columbus Bank and Trust Company at (402) 564-1234 for assistance and information related to these procedures.

Thank you for your understanding and patience during this time.  Our thoughts are with you and your families, and we hope all are safe and healthy.
 
One of the best ways to help avoid the potential impact of the Coronavirus is to stay informed.
 
Steps We Can Take to Reduce the Risk of Exposure to Pandemic Influenza in Our Workplace, including Coronavirus 2019
The best strategy to reduce the risk of becoming infected with influenza during a pandemic is to avoid crowded settings and other situations that increase the risk of exposure to someone who may be infected. If it is absolutely necessary to be in a crowded setting, the time spent in a crowd should be as short as possible. Some basic hygiene and social distancing precautions that can be implemented in every workplace include the following:

• If you are sick, stay at home. If you start to feel sick at work, you should go home as soon as possible.
• Wash your hands frequently with soap and water, or with hand sanitizer if there is no soap or water available. Also, avoid touching your noses, mouths, and eyes.
• Cover your coughs and sneezes with a tissue, or cough and sneeze into your upper sleeves if tissues are not available. All employees should wash their hands or use a hand sanitizer after they cough, sneeze or blow their noses.
• Employees should avoid close contact with their coworkers and customers (maintain a separation of at least 6 feet). You should avoid shaking hands and always wash your hands after contact with others. Even if employees wear gloves, they should wash their hands upon removal of the gloves in case their hand(s) became contaminated during the removal process.
• Provide customers and the public with tissues and trash receptacles, as well as a place to wash or disinfect their hands.
• Keep work surfaces, telephones, computer equipment and other frequently touched surfaces and office equipment clean. Be sure that any disinfectant cleaner used is safe and will not harm you or your office equipment. Use only disinfectants registered by the U.S. Environmental Protection Agency (EPA), and follow all directions and safety precautions indicated on the label.
• Don’t use other employees' phones, desks, offices or other work tools and equipment.
• Minimize situations where groups of people are crowded together, such as in a meeting. Use e-mail, phones and text messages to communicate with each other. When meetings are necessary, avoid close contact by keeping a separation of at least 6 feet, where possible, and assure that there is proper ventilation in the meeting room.
• Reducing or eliminating unnecessary social interactions can be very effective in controlling the spread of infectious diseases. Reconsider all situations that permit or require customers, and visitors (including family members) to enter the workplace. Workplaces which permit family visitors on site should consider restricting/eliminating that option during an influenza pandemic.

Workplaces Classified at Lower Exposure Risk (caution) for Pandemic Influenza: What to do to protect employees If your workplace does not require employees to have frequent contact with the general public, basic personal hygiene practices and social distancing can help protect employees at work. Follow the general hygiene and social distancing practices previously recommended for all workplaces. Also, try the following:

• Communicate with your supervisor on what options may be available to you for working from home.
• Communicate the office leave policies, policies for getting paid, transportation issues, and daycare concerns.
• Make sure that you know where supplies for hand hygiene are located.
• Monitor public health communications about pandemic flu recommendations and ensure that you have accurate information.
• Work with your employees to designate a plan for communicating important pandemic flu information. This is addressed in the Company

Business Continuity Plan. 
If you are interested, the latest recommendations from the CDC can be found at:
https://www.cdc.gov/coronavirus/2019-ncov/specific-groups/guidance-business-response.html

 
COVID-19 Hotline
(402) 562-8960 (English)
(402) 562-8962 (Spanish)